How to Open QNB Bank account with Zero Deposit in Qatar?

Qatar National Bank (QNB Bank account) is one of the best banking services in Qatar. Qatar National Bank is a reputed bank in Qatar and provides best services. It is the only bank in Qatar which does not require any minimum salary criteria and any amount deposit. You can open your QNB Bank account with Zero Deposit.

QNB (Qatar National Bank) offers several convenient ways to open a bank account in Qatar, catering to both Qatari citizens and residents, as well as newcomers to the country.

General Requirements for Opening a QNB Bank Account in Qatar:

If you are going to open an account in QNB bank. There is no minimum salary criteria and no need to deposit any amount. It depends on your company capital, if your company capital is good and your company has its own bank account in Qatar. And is a reputed company in Qatar. You can open your account in QNB bank. You have to fulfill the below criteria and requirements.

• Valid Identification:
  • For Qatari citizens: Valid QID (Qatar ID).
  • For residents (expats): Valid QID and/or Passport.
• Proof of Address: National Address Certificate via Metrash2 with valid Certificate, (utility bills issued in the last three months for a service that requires subscription like electricity, gas, or telephone).
• Proof of Income: Salary Certificate for expats “As per Qatar ID sponsor on behalf of the company with seal”
• Tax Residency Details:
• Qatari Mobile Number: Postpaid Mobile Number on your Own Qatar ID
• A4 Size blank Paper: Four times signature on Blank Paper “Signature As per Qatar ID)
• Qatar ID: Qatar ID copy back and front side in A4 Paper with your Signature.
• Passport: Must have original passport
• Internet Connection: Good Internet Connection with “QNB Mobile” application supporting device.

Kindly keep in mind if you are starting the process. Avoid the light reflection and darkness place.

Ways to Open a QNB Bank Account:

No required to visit bank, it is completely QNB mobile application process. You have to do every work by yourself and including form filling. And you will see options during form filling. There are listed company names. If your company name is available in the list. You can select it. If not available. Then you can’t go to the next step. Therefore, before opening a bank account. You must make sure that your company has good capital and highly reputed company in Qatar. Therefore, as I said, not required to visit QNB bank and not require any salary criteria and no deposit amount is required. But also your salary must be more than QAR 2000. Which is easy to approve your account opening.

1. Through QNB Mobile Banking Application (Not required to Visit Bank):
   • This is often the quickest and most convenient method for new customers (Qatari citizens or residents over 18 with a postpaid Qatari mobile number).
   • Download the QNB Mobile Banking application.
   • Select “Open New Account” on the home screen.
   • Fill up your all the details and select your company name.
   • Types of accounts ( You can select Saving Plus/Saving Account)
   • Follow the on-screen steps, Fill up the details and providing the required documents digitally.
   • You can activate your Virtual Debit Card through the app and start using your account instantly.
2. In-Person at a QNB Branch:

Once you submit the application through QNB Mobile Apps. You have to visit any Qatar National Bank Branch for proof of signature and physical debit card.

1. • Visit any QNB branch in Qatar.
   • 1^st day visit to any Qatar National Bank branch for proof of signature.
   • 2nd day or same day visit to any Qatar National Bank branch for physical debit card.
   • A customer representative will assist you with the process.
   • You will need to bring your original identification and other required documents.
   • You will typically sign a QNB Banking Agreement and a proof of signature sheet. Your account can be opened immediately.

Types of Accounts Typically Offered by QNB in Qatar:

• Current Account: Ideal for daily transactions, payments, and cheque usage. Often comes with a free debit card, internet, and mobile banking. Some current accounts in Qatar have no minimum balance requirements for residents.
• Savings Account (including Savings Plus Account and E-Saving Account): Designed for growing your savings with competitive interest rates. These accounts may have minimum opening balances and specific conditions for earning bonus interest. E-Saving accounts are typically managed exclusively through Internet or Mobile Banking.
• Fixed Deposit Account: For locking in funds for a fixed term to earn higher interest rates.

Important Notes for Newcomers/Expats:

• Qatari ID (QID): If you are a newcomer to Qatar and don’t have a Qatari ID yet, QNB may allow you to open a Current Account with your passport and visa. However, you will usually be required to submit your Qatari ID to the bank within a certain period (e.g., 90 days) as per Qatar Central Bank policy, otherwise, the account may be blocked.
• Minimum Balance: While some current accounts may not have a minimum balance, other account types like Savings Plus or Fixed Deposit accounts will have specific minimum balance requirements to earn interest or maintain free banking.
• Personal Visit: While online options exist, a personal visit to Qatar by the account signatory is generally required to finalize the account opening process, especially for foreigners.

Note: As I inform you regarding Saving Plus/Saving Account. Opening with Zero Deposit and not required minimum salary. If you are going to select any other account. Kindly visit to QNB Official site for more information. If you have a good salary and deposit amount. You can directly visit to the Qatar National Bank any branches.

It’s always recommended to visit the official QNB Qatar website or contact their customer service directly for the most up-to-date and specific information regarding account types, requirements, and the application process, as these can change.

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Disclaimer: This article is published based on our experience. Which is only for public information purposes. We also advise you. If you are going to take action. Kindly visit to the official QNB site for any changes. If you feel that there is incorrect information written in it, you can contact us through the “Contact Us” section page of Gulf Asia Info. We are always ready to correct it.